Quick Snowball - Track your Debt Snowball - this app allows you to enter and track your debts - and calculates balances and payoff dates based on the Debt Snowball method (pay the minimums on everything, and attack smallest debt first), as recommended by financial counselors such as Dave Ramsey.
This IS a very basic app - written in response to the fact that when we started the Dave Ramsey plan in March 2010, there was no simple free app available that could do exactly the bit of functionality I needed.
Basic Instructions:
1. Add your debts, including minimum payments, APR, original (for payoff display) and current amounts.
2. The app will display your debts in a list from SMALLEST to LARGEST. This is the 'debt snowball' - yes it is not mathematically optimal, but for many people is better psychologically.
3. In 'extra/settings', set the 'Extra' monthly amount you expect to be able to apply to debt.
4. Pay the MINIMUM only on ALL debts except the targeted one on the list. Any extra disposable income should be applied to the SMALLEST debt to get it paid off.
5. The app calculates your payoff dates based on your 'Extra' monthly payment, so you can easily change your 'Extra' payment to see how taking a part time job can accelerate your overall payoff time. If you leave "Extra" = 0, then you are essentially planning to make minimum payments ONLY.
6. The first time you open the app each month, it will re-calculate (based on APR, minimum payments, and applying the amount you have saved as 'Extra' towards the smallest debt) what your current balances for all debts should be. If you pay more than the minimum on some debts, or the 'Extra' amount is not correct, you can also manually adjust those balances - but if the data is all correct, the new balances should all auto-calculate properly at the beginning of each month.
Like it? Share with your friends!
If you got an error while installing Themes, Software or Games, please, read FAQ.
Supported operating systems:
Windows 10 Mobile, Windows Phone 7, Windows Phone 8
Similar Software:
Bancomer Bancomer - Aplicacion de BBVA Bancomer, para realizar en tu celular de manera agil, sencilla y segura las siguientes operaciones: Comprar tiempo aire, Consultar tu saldo, Traspasos a cuentas Bancomer y otros bancos, Pagar servicios(Luz,Telefono,etc.) y Consultar los ultimos diez movimientos. Es gratuito y compatible con cualquier compania de telefonia celular
Ta.retirement.com Ta.retirement.com - Transamerica Retirement Services ("Transamerica") offers customized retirement plan solutions designed to fit the growing business needs of today's companies
This free app, for the Windows Phone, allows retirement savings plan Participants to access account information using their existing Ta-Retirement user name and password
LoanRepayer LoanRepayer - This program helps you to cut your debt. Start a file and enter the total amount of the loan. Each time you make a payment add it to the database.
This program requires that you have both the 'BeanDLL.dll' file ** and ** the runtime files for Visual Basic on your PocketPC computer
ChequeVerifier ChequeVerifier - This program allows you to track the cheques that you write and make sure they go through the bank.
This program requires that you have both the 'BeanDLL.dll' file ** and ** the runtime files for Visual Basic on your PocketPC computer. Simply unzip the file for your processor and place the DLL file in the 'Windows' folder of your PocketPC computer
Bill Log for Pocket PC 2003 Bill Log for Pocket PC 2003 - Looking for something to simply keep track of all your bills? Bill Log will do just that. Bill Log is an application designed to keep track of your personal bills for an entire calendar year without extensive data entry. You only need to enter a bill once. You only need to tap on a bill once to mark it as paid
SalesReport SalesReport - This program allows you to keep track of the sales for a day on your PocketPC computer. You can also export the list into a Pocket Word file.
This program requires that you have both the 'BeanDLL.dll' file ** and ** the runtime files for Visual Basic on your PocketPC computer
Audimobile powered by Pin-Pay Audimobile powered by Pin-Pay is a new service that will empower your mobile and facilitate your life. Our pioneering Mobile Banking and Mobile Payment services allow you to:
Credit Card Manager for PPC 2002 Credit Card Manager helps you to manage all the purchases made through your credit cards simply & smartly.
If you are handling multiple credit cards, you can add all your cards to the "Credit Card Manager Module". While making a purchase, you just have to pick up the required credit card from a list and enter the needed data
PiggyBank PiggyBank - PiggyBank will help you know how much money you have in your piggy bank.
PiggyBank requires that you have both the 'BeanDLL.dll' file ** and ** the runtime files for Visual Basic on your PocketPC computer. Simply unzip the file for your processor and place the DLL file in the 'Windows' folder of your PocketPC computer
mSaldo mSaldo - this small app checks balance for one of 4 accounts in mBank. Because mBank is avalible for polish users, mSaldo is only in polish language. mBank supports few channels to get some info. The SMS channel needs to be activated before you can use mSaldo. How it works? 1. Program sends an SMS with body: 1#Users_ID#Users_Pass_To_SMS_Channel to number +48601362265
Other Software by developer «Entropy Specialists»:
Prayer Cookie Prayer Cookie - A simple, yet powerful enabler of Christian prayer.
Modeled after the concept of a fortune cookie, each refresh delivers a short original prayer.
User-submitted prayers ensure that the supply of prayers will always continue to grow
