Mortgage SIM Bankers, home buyers, students, and real-estate agents can save time and money by evaluating different payment options when using this powerful decision tool.
Timeline and graphing features help you see the impact of lump sum payments, changes in interest rates and renegotiating part-way through the term.
Version 2.1 now supports:
greater user configurability
lump sum or balloon payments
repeating lump sum payments
variable rate mortgage comparisons
refinancing or payment adjustments
configurable and custom comparison scenarios
timeline graphing
greater variety of payment frequencies:
Annual
SemiAnnual
Quarterly
Monthly
SemiMonthly
Weekly
Daily
rounding up of payments to nearest cent, nickel, dime or dollar
calculation of any one of the four base mortgage variables from the other three
Three common "Fast-Pay" methods are used to provide comparative payments for Weekly, Bi-Weekly and Semi-Monthly payment schedules. So, in a glance you can easily compare and analyze the savings and term lengths of a wide variety of user-configurable, alternate payment approaches.
The flexibility of this tool also allows prospective buyers to calculate the size of mortgage that they could afford based on a predetermined monthly payment, rate and term.
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Supported operating systems:
Windows Mobile 5.0 Smartphone, Windows Mobile 6 Standard, Windows Mobile 6.1 Standard, Windows Mobile 6.5 Standard
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Timeline and graphing features help you see the impact of lump sum payments, changes in interest rates and renegotiating part-way through the term.
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