Provides powerful Financial Calculations for Investments and Loans.

New improved version with:

• Selectable User Interface style to suite user preference and device capabilities
• Expanded Graphical User Interface and
• Configurable Currency Selection.

Endorsement:
"This application is capable of doing most of the tasks that finance majors/graduates work with at a fraction of the cost of a financial calculator, and the user interface is much simpler than the most popular $30 financial calculators. I frequently have students forget their calculator, but none of them have ever forgotten to bring their cell phone to class."

Glenn Tanner, Associate Professor of Finance, Texas State University-San Marcos

• Single Deposit Investments

Calculates the end value of a single investment given the Principal, Interest Rate and Length of investment.
Great for determining projected value of stock or saving accounts over a given length of time.
• Multiple Deposit Investments

Calculates the end value of multiple regular deposits to an investment account given deposit amount, Interest rate, Number of deposits per year and length of investment.
Perfect for calculating the projected value of retirement savings, where regular deposits are made.
• Investment Time to Value

Length of time for Investment to reach specified value. Given a fixed investment at a specific interest rate, the amount of time needed for investment to reach a specific value is calculated.
Helps determine if you're saving/investing enough to reach a goal.

• Weekly, By-weekly & Monthly Loan Repayments

Calculates the repayment amount on a loan, given the Principal, Interest Rate and Length of loan.
Just what's needed to calculate car or mortgage payment amounts.
• Largest Loan Borrowable

Calculates the maximum size of a loan that may be borrowed, given the desired monthly repayment, Interest Rate and Length of loan.
Great for shopping for a new car or house and you need to determine how much you can borrow without over stretching.
• Time required for Loan repayment

Calculates the time required to repay a loan, given the Interest Rate, Monthly Repayment amount and the original Principal.
Perfect for those 'What If' questions. ...If I increase the payment, how much sooner will the loan be paid off?
• Amortization analysis of Loan

Calculates a monthly breakdown of a loan repayment, in terms of Opening Balance, Closing Balance, Interest paid and Principal repaid. This feature also provides total principal and interest paid over the specified time period.
  > Dynamite <    for Mortgage Interest calculations.

Variations in Interest rates, Loan lengths, Repayment Amounts, Compounding schedules etc. can be specified for the various calculations.

Help is available both at the top level main menu and also for each individual calculation screen.

Calculation values entered on an individual calculation screen, are remembered for the life of the application session, allowing a number of ''What If'' calculations to be performed. The entered values are also transferred from one form of calculation to the next, allowing results to be transferred and used as the basis for further calculations.

Flexibility is provided by being able to specify various repayment or investment schedules (i.e. the number of deposits/repayments per year).

In the case of Amortization, the number of months to display can be specified along with starting year and month

We have made every effort to ensure the accuracy of the calculations performed, but we do cannot accept any liability for errors.

Contact Handango Customer Support for all download issues.

Contact Mobile_Applications@CarewContact.com for all operational questions.