Quick Snowball - Track your Debt Snowball - this app allows you to enter and track your debts - and calculates balances and payoff dates based on the Debt Snowball method (pay the minimums on everything, and attack smallest debt first), as recommended by financial counselors such as Dave Ramsey.
This IS a very basic app - written in response to the fact that when we started the Dave Ramsey plan in March 2010, there was no simple free app available that could do exactly the bit of functionality I needed.
Basic Instructions:
1. Add your debts, including minimum payments, APR, original (for payoff display) and current amounts.
2. The app will display your debts in a list from SMALLEST to LARGEST. This is the 'debt snowball' - yes it is not mathematically optimal, but for many people is better psychologically.
3. In 'extra/settings', set the 'Extra' monthly amount you expect to be able to apply to debt.
4. Pay the MINIMUM only on ALL debts except the targeted one on the list. Any extra disposable income should be applied to the SMALLEST debt to get it paid off.
5. The app calculates your payoff dates based on your 'Extra' monthly payment, so you can easily change your 'Extra' payment to see how taking a part time job can accelerate your overall payoff time. If you leave "Extra" = 0, then you are essentially planning to make minimum payments ONLY.
6. The first time you open the app each month, it will re-calculate (based on APR, minimum payments, and applying the amount you have saved as 'Extra' towards the smallest debt) what your current balances for all debts should be. If you pay more than the minimum on some debts, or the 'Extra' amount is not correct, you can also manually adjust those balances - but if the data is all correct, the new balances should all auto-calculate properly at the beginning of each month.
Like it? Share with your friends!
If you got an error while installing Themes, Software or Games, please, read FAQ.
Supported operating systems:
Windows 10 Mobile, Windows Phone 7, Windows Phone 8
Similar Software:
CIC CIC - Depuis votre Windows Phone 7, accedez aux fonctionnalites de la Banque a Distance au creux de la main. Les fonctionnalites les plus utilisees (consultation de comptes, virements, ...) sont integrees dans l'application dediee en toute confidentialite et simplicite. L'acces a vos comptes se fait avec votre identifiant et votre mot de passe habituels utilises sur www.cic
Intuit GoPayment Credit Card Terminal Intuit GoPayment Credit Card Terminal - Use your Windows 7 phone to easily and securely accept credit cards wherever your business takes you. No more waiting for checks to clear, chasing invoice payments, or missing sales.
View demo: m.gopayment.com
- - - GET STARTED - - -
Apply for an Intuit GoPayment Merchant Service account
4M Mansion Pay for room rent at 4M Mansion via PaySbuy payment gateway
OnSite Invoicing for WP7 OnSite Invoicing for WP7 - We mean business!
OnSite Invoicing is an all-in-one client billing solution designed to streamline your workflow processes while on a job site and ultimately save you time and money commonly lost due to frequently delayed billing practices plagued by many small business owners, service people and consultants
PrivateCard Manager PrivateCard Manager - Private application accessible only after external authorisation.
This is an internal, private application providing a very limited front end to a much bigger Fleet Card Management application. It will be used ONLY by personel of the specific company's Cards Department for 24/7 support to customers during non-business hours
Credit Mutuel Credit Mutuel - Depuis votre Windows Phone 7, accedez aux fonctionnalites de la Banque a Distance au creux de la main. Les fonctionnalites les plus utilisees (consultation de comptes, virements, ...) sont integrees dans l'application dediee en toute confidentialite et simplicite
K-Mobile Banking K-Mobile Banking - K-Mobile Banking is a high-security mobile banking service from KASIKORNBANK PCL. It is a comprehensive 24-hour full function e-banking service that allows you to do balance and credit card inquiry, bill payment, mobile top-up, funds transfer-both within KBank and online interbank funds transfer,push bill alerts, and free weekly mobile magazine
Vr.de Vr.de - Ihre Finanzen im Griff – immer und überall
Sie sind unterwegs und wollen Ihren Kontostand prüfen? Oder Sie sind auf der Suche nach dem nächst gelegenen Geldautomaten? Kein Problem - mit der Banking-App "vr.de" haben Sie Ihre Volksbank Raiffeisenbank immer griffbereit in der Westentasche
My M1 My M1 - A one–stop application to view:
a) My Bill
Forgot how much is your bill amount and when your payment is due. You can now view your last bill amount pay your bills on time
Pic2Pay Pic2Pay - Eliminate the need to enter your shipping, billing and credit card information when shopping online.
1) During setup, you enter your debit card or credit card in Pic2Pay. For your protection, your card information is only stored securely encrypted on your phone
Other Software by developer «Entropy Specialists»:
Prayer Cookie Prayer Cookie - A simple, yet powerful enabler of Christian prayer.
Modeled after the concept of a fortune cookie, each refresh delivers a short original prayer.
User-submitted prayers ensure that the supply of prayers will always continue to grow
