Quick Snowball - Track your Debt Snowball - this app allows you to enter and track your debts - and calculates balances and payoff dates based on the Debt Snowball method (pay the minimums on everything, and attack smallest debt first), as recommended by financial counselors such as Dave Ramsey.
This IS a very basic app - written in response to the fact that when we started the Dave Ramsey plan in March 2010, there was no simple free app available that could do exactly the bit of functionality I needed.
Basic Instructions:
1. Add your debts, including minimum payments, APR, original (for payoff display) and current amounts.
2. The app will display your debts in a list from SMALLEST to LARGEST. This is the 'debt snowball' - yes it is not mathematically optimal, but for many people is better psychologically.
3. In 'extra/settings', set the 'Extra' monthly amount you expect to be able to apply to debt.
4. Pay the MINIMUM only on ALL debts except the targeted one on the list. Any extra disposable income should be applied to the SMALLEST debt to get it paid off.
5. The app calculates your payoff dates based on your 'Extra' monthly payment, so you can easily change your 'Extra' payment to see how taking a part time job can accelerate your overall payoff time. If you leave "Extra" = 0, then you are essentially planning to make minimum payments ONLY.
6. The first time you open the app each month, it will re-calculate (based on APR, minimum payments, and applying the amount you have saved as 'Extra' towards the smallest debt) what your current balances for all debts should be. If you pay more than the minimum on some debts, or the 'Extra' amount is not correct, you can also manually adjust those balances - but if the data is all correct, the new balances should all auto-calculate properly at the beginning of each month.
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Supported operating systems:
Windows 10 Mobile, Windows Phone 7, Windows Phone 8
Mobitel Monitor Mobitel Monitor - The application is in Slovenian language.
This app shows info about your usage on Slovenian network Mobitel. Check your account balance, how much you've spent via Moneta payment system. You can even sent SMSes, which is handy when roaming - just find WiFi hotspot and send SMSes through your mobile number
Mes Finances Mes Finances - Avec Toutsurmesfinances, suivez toutes les informations patrimoniales mises a jour en temps reel.
Cette application gratuite vous permet de consulter l'actualite pratique pour mieux gerer vos finances personnelles
Gerer votre budget Cette application permet de gerer votre budget comme vous l'entendez!
Commbank Commbank - Enjoy the convenience of access to a range of Commonwealth Bank services all on your mobile, so you can take care of your day-to-day banking anywhere - at anytime
CIC CIC - Depuis votre Windows Phone 7, accedez aux fonctionnalites de la Banque a Distance au creux de la main. Les fonctionnalites les plus utilisees (consultation de comptes, virements, ...) sont integrees dans l'application dediee en toute confidentialite et simplicite. L'acces a vos comptes se fait avec votre identifiant et votre mot de passe habituels utilises sur www.cic
OnSite Invoicing for WP7 OnSite Invoicing for WP7 - We mean business!
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Ta.retirement.com Ta.retirement.com - Transamerica Retirement Services ("Transamerica") offers customized retirement plan solutions designed to fit the growing business needs of today's companies
This free app, for the Windows Phone, allows retirement savings plan Participants to access account information using their existing Ta-Retirement user name and password
ActivaMovil ActivaMovil - Welcome to Activa Mobile, the Novacaixagalicia mobile bank. Download the application to your Windows Phone 7 to consult and make transactions with your contracted products :
Account operations:
Balance and latest movements.
- Hal-Cash (payment order to mobile)
- Mobile top-up
Other Software by developer «Entropy Specialists»:
Prayer Cookie Prayer Cookie - A simple, yet powerful enabler of Christian prayer.
Modeled after the concept of a fortune cookie, each refresh delivers a short original prayer.
User-submitted prayers ensure that the supply of prayers will always continue to grow
